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Are you owed money by your bank, loan provider or mortgage company? A huge amount of people have been paying for Payment Protection Insurance (PPI) for years, often without realising it. This does mean that you could get back thousands in compensation.
What time’s best for you?
Have you been putting off your claim because you don’t have the paper work? Don’t worry! That is what we are here for. We will get all of the relevant information required to make a claim directly from the lender once we have received your signed and dated pack. We will do this by submitting an information request to each of your lenders.
The responses to our requests will show a list of all of your accounts with that lender detailing whether or not you have had PPI on each account. With this information we can work alongside you to submit a complaint against each account with evidence of PPI.
Once we have submitted the complaint(s), the lender(s) will have 8 weeks to issue a final response. A final response from the lender will detail whether or not the lender is going to uphold your complaint and will contain a breakdown of how they came to their decision.
We will review all final decision letters to ensure that you are receiving the correct amount for your claim. The lender will then make payment directly to you, the client, by cheque or by bank transfer and we will invoice you for our fees. We offer our service on a no win, no fee basis so there is no risk involved when using The Byrne Practice.
Sign & Return Pack
Ms T first became a client of ours in October 2017. She had asked us to look into several of her lenders as she believed she had PPI on multiple accounts but no longer held any paperwork to check.
Payment Protection Insurance was an insurance policy that was sold when you got a loan, credit card, store card, catalogue account, overdraft, car finance or even a mortgage. It was designed to cover your repayments in the event of sickness or unemployment. A lot of the time it was added to your loan, credit card, overdraft, store card etc without you even knowing.
Not sure if you have had PPI? You can check your original documents and bank statements for PPI. Alternatively, you can tell us who you have banked with and we will find out for you.
No, you only pay our fees if you have a successful claim
No, with your details and address history we are able to obtain that information for you
Yes, it is vital that you provide your previous addresses in order for the lenders to locate your accounts
No you cannot. Only your Official Receiver can make a claim on your behalf.
An average claim will take 4 months from start to finish
Yes you can
Yes you can but any monies you receive will go to the IVA which could mean that your IVA finishes sooner.
All PPI complaints must be submitted by 29 August 2019.
We understand you’re busy. Leave your details with us and we’ll get in touch with you to discuss your requirements.