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Has the cost of living made it difficult to make your monthly IVA payment?
Paid to Date basically means using the monies you have already paid into your IVA to complete your IVA. If a paid to date is successful your IVA is completed and you can start to rebuild your life.
This would mean that your IVA would complete and put you in the position as if you had completed all 5-7 years of the IVA with no further payments made to them.
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We will establish whether you meet the criteria for a Paid to Date solution.
We conduct a thorough investigation of the relevant IVA documents and correspondence, this will include reviewing the Proposal, Chairmans Report and Annual Report(s).
We will spend the time with you to establish an in-depth income and expenditure assessment of your current circumstances and utilise this information to prepare and then negotiate a Paid to Date solution on your behalf.
Call to evaluate your case
Become a client of TBP
Investigation of your IVA documents
Indepth I/E assesment
Negotiate Paid to Date solution with your IVA
An Individual Voluntary Arrangement is a formal agreement between you and your creditors to pay back your debts over the course of 60 months or more. The arrangement is agreed by your creditors and approved by the court.
A Paid to Date solution is where your IVA completes with no further payments made to the IVA, putting you in the position as if you had completed all 5-7 years of your IVA.
It is better if you do have them as it means we can act quicker but if you do not have your documents do not panic as we can request them directly from your IVA.
If you do not wish to send us your ID in the post we can verify your ID electronically from the comfort of your own home
No, you cannot do a Paid to Date solution.
We expect it to take between 4 and 6 months to negotiate your Paid to Date solution
You can cancel free of charge without reason within the 14 day cooling off period. After this period you can still cancel but you will be subject to charges.
We understand you’re busy. Leave your details with us and we’ll get in touch with you to discuss your requirements.